Agreement to Terms

By accessing or using the website of Hispanic Business Association Inc ("we," "our," or "us") located at hispanicbiz.com, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.

Use of Website

You may use our website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the website in any way that violates applicable laws or regulations
• Engage in any conduct that restricts or inhibits anyone's use of the website
• Attempt to gain unauthorized access to any part of the website or systems
• Use automated means to access the website without our permission
• Transmit any viruses, malware, or other harmful code
• Impersonate any person or entity or misrepresent your affiliation
• Collect or harvest personal information of other users

Membership Terms

If you choose to become a member of Hispanic Business Association Inc:

• You must provide accurate and complete registration information
• You are responsible for maintaining the confidentiality of your account
• Membership fees are billed annually and are non-transferable
• We reserve the right to terminate membership for violation of these terms
• Benefits may vary by membership tier and are subject to change
• Member content and communications must comply with our community guidelines

Intellectual Property

The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof) are owned by Hispanic Business Association Inc or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any materials from our website without our prior written consent.

User Content

By submitting content to our website (such as comments, forum posts, or profile information), you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content worldwide.

You represent that you own or have the necessary rights to submit such content and that your content does not violate the rights of any third party.

Events and Programs

Participation in our events and programs is subject to the following:

• Event schedules and locations are subject to change
• We may photograph or record events for promotional purposes
• Participants are expected to conduct themselves professionally
• We reserve the right to refuse entry or remove participants for misconduct
• Registration fees may apply and are subject to our refund policy

Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT, MATERIALS, INFORMATION, SERVICES, AND PRODUCTS PROVIDED THROUGH THE WEBSITE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, HISPANIC BUSINESS ASSOCIATION INC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE WEBSITE OR SERVICES.

Indemnification

You agree to indemnify, defend, and hold harmless Hispanic Business Association Inc and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the website.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Idaho, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Ada County, Idaho.

Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will provide notice through our website or by other means. Your continued use of the website after changes become effective constitutes your acceptance of the revised Terms.